论文标题
平衡付款系统
Balancing the Payment System
论文作者
论文摘要
我们生活的日益复杂的经济和金融环境使支付系统中的流动性和一般的经济管理成为一项持续的挑战。新技术使通过补充和加强现有支付系统的替代解决方案来解决这一挑战。例如，银行平衡方法也可以应用于私人支付系统，互补货币和交易信用清算系统，以提供更好的流动性和风险管理。在本文中，我们介绍了平衡支付系统的概念，并演示了平衡对小例子的影响。我们展示了如何构建一个可以完全解决的平衡支付子系统，因此可以从支付系统中删除，以实现节省流动性和付款僵局解决方案。我们还简要介绍了付款系统的概括，以及以特定应用程序（Tetris Core Technologies）形式平衡其的方法，其更广泛的采用可能有助于对整个经济的流动性和风险更好地管理和更好地管理。
The increasingly complex economic and financial environment in which we live makes the management of liquidity in payment systems and the economy in general a persistent challenge. New technologies are making it possible to address this challenge through alternative solutions that complement and strengthen existing payment systems. For example, the interbank balancing method can also be applied to private payment systems, complementary currencies, and trade credit clearing systems to provide better liquidity and risk management. In this paper we introduce the concept of a balanced payment system and demonstrate the effects of balancing on a small example. We show how to construct a balanced payment subsystem that can be settled in full and, therefore, that can be removed from the payment system to achieve liquidity-saving and payments gridlock resolution. We also briefly introduce a generalization of a payment system and of the method to balance it in the form of a specific application (Tetris Core Technologies), whose wider adoption could contribute to the financial stability of and better management of liquidity and risk for the whole economy.
