论文标题
根据金融改革，评估孟加拉国银行业开发
Evaluation of Banking Sectors Development in Bangladesh in light of Financial Reform
论文作者
论文摘要
从历史上看，银行业的绩效一直很弱，其特征是资产质量疲软，供应不足和国有银行的负资本化。为了克服这些问题，银行改革的初始阶段（1980-1990）着重于促进私有联盟和国有商业银行（SCB）的非数化。在改革的第二阶段，世界银行的金融部门改革项目（FSRP）于1990年启动，重点是逐步放松利率结构，为优先行业贷款和债务回收环境改善提供了面向市场的激励措施。此外，在第二阶段的改革中获得了大量私人商业银行的许可。孟加拉国银行在1996年通过了巴塞尔I规范，并在2010年采用了巴塞尔II。这项研究评估了孟加拉国银行业在过去几十年中的成功发展，鉴于为加强这一行业而采取的金融改革措施。
Historically, the performance of the banking sector has been weak, characterized by weak asset quality, inadequate provisioning, and negative capitalization of state-owned banks. To overcome these problems, the initial phase of banking reform (1980-1990) focused on the promotion of private ownership and denationalization of nationalized commercial banks (SCBs). During the second phase of reform, Financial Sector Reform Project (FSRP) of World Bank was launched in 1990 with the focus on gradual deregulations of the interest rate structure, providing market-oriented incentives for priority sector lending and improvement in the debt recovery environment. Moreover, a large number of private commercial banks were granted licenses during the second phase of reforms. Bangladesh Bank adopted Basel-I norms in 1996 and Basel-II during 2010. Moreover, the Central Bank Strengthening Project initiated in 2003 focused on effective regulatory and supervisory system, particularly strengthening the legal framework of banking sector. This study evaluates how successfully the banking sector of Bangladesh has evolved over the past decades in light of financial reform measures undertaken to strengthen this sector.
